Hotels & Restaurants

Culver have a particular expertise and specialist product for the hospitality industry, known as Dinersure. By using our specialist knowledge and offering direct rates we can offer highly competitive premiums whilst providing unrivalled breadth of cover.

• Income and stock cover needs to vary throughout the year, which has factored this into our policy. We don't just mean Christmas and Bank Holidays either. You define the peaks and troughs in your business.
• The tronc represents a significant part of your staff wage bill yet most insurance policies don't protect this revenue stream. To help keep your senior team in place, we cover tronc if you make a claim for business interruption.
• Extraordinary events such as terrorism can have a tremendous and uncontrollable effect on your business. Dinersure covers the effects of this potential business killer and other losses of attraction.
• Restaurants and Hotels often rely on the talents of key personnel who can be expensive to replace. Dinersure protects your business against the loss of a key member of staff such as a Chef or Maître D'

You choose the cover you need and we will provide you with the best premium available to us, with a complete breakdown of whom we have approached to provide you with your insurance quotation.