Directors & Officers

With legislation increasing the possibility of legal action against companies and individual Directors now is not the time to be lacking protection. All of the items below highlight the areas that could be protected against by a Directors and Officers policy. As the role of a Director becomes more diverse, having to take responsibility for more of the companies important decisions only increases your role and your exposure to litigation.

Directors can no longer rely on the company to be able to shield them from claims. Director or individuals assuming that equivalent position need to be aware that they could find themselves personally liable which translates to their private, personal assets being in the firing line.

Our Director and Offices policies are able to protect the Directors and Officers of the company but this protection can also extend to sister and associated companies. Cover typically will protect the interests of both past and current Directors.

As with Professional Indemnity, coverage is provide for "Wrongful Acts" - which would usually be defined as any Breach of Professional Duty, Negligence, Error Etc. As with both Professional Indemnity and Directors and Officers Insurance defence costs are rapidly incurred and can be high in costs, our experienced team are able, through our research of your requirements to tailor a product to your needs. We will ensure that you have the correct limits of indemnity, on the correct basis.

Our Market experience allows us to be able to deliver our expertise in the following areas:

Charities Investment Trusts Overseas Stockmarket Listings Stockbrokers

Investment Managers Newly Limited Companies Publicly Traded Companies Trustees

Unlike some other brokers we have no restrictions on the markets that we show business to and are not tied to any one carrier. We are pleased to say that we have the ability to market your risks extensively for you to ensure that you will be comfortable in the knowledge that a full market exercise has been conducted not just when tendering for your business but at every renewal.

It is important to us to ensure that our relationship with you is one that will enable you to have peace of mind in the solutions we design for you. It is also even more important that if you ever need to use the policy that you are able to obtain access to the underwriters as quickly as possible.

Culver Professional Risks claims are handled swiftly, diligently and using all of the recourses available to us to ensure that you are in a position to offer a quick response to any complaints. With our levels of knowledge we are there to help you.

It is our aim to offer you the level of service that every client deserves, but seldom receives from other brokers, our intention is to ensure that you have the right cover at a reasonable price that will fully protect you your Personal Assets.